International travel insurance, also known as overseas travel insurance provides coverage for the traveler while going abroad. International travel insurance provides coverage for a wide range of risks such as medical expenses, baggage loss, baggage delay, passport loss, medical evacuation, accidental death and dismemberment etc. International travel insurance plans ensure peace of mind for international travelers by assuring financial assistance in case of a medical emergency. International travel insurance plans can be purchased online after comparing various plans.

HDFC ERGO Travel Insurance

With HDFC ERGO Travel Insurance, enables you to explore and enjoy new destinations with heartiness. With its wide range of travel insurance plans that encompasses both business and leisure travel, we always have a plan that will best suit your travelling purpose and that too at a cost that is soft on your budget. So, be rest assured and enjoy your travelling abroad without worries.

Features of HDFC ERGO

General Covers available across all our plans are as follows:-

• Emergency Medical Expenses: Covers medical costs incurred due to illness or accident including medically necessary and prescribed emergency evacuation. It covers outpatient, in-patient, medical aid, therapies and diagnostic tests as described in the policy schedule.
• Emergency Medical Evacuation: Evacuation to the home country is covered up to the medical sum insured chosen.
• Repatriation of remains: Covers the funeral expenses or expenses of repatriating the remains back to India, in case of death of the insured overseas
• Emergency Dental Expenses: Covers acute anesthetic treatment of natural teeth
• Hospital Cash: Pays a daily allowance as stated in the policy schedule in the event of hospitalization either due to sickness or accidents.
• Accidental Death and Permanent Total Disability – Common Carrier: The company will pay the sum insured specified stated in the schedule in addition to the sum insured specified under the Personal Accident Section, if the insured sustains Accidental Bodily Injury during the course of the journey while travelling in a common carrier such as rail, bus, tram, or aircraft; and such bodily injury results in death or permanent total disability.
• Personal Accident: Compensation paid in case of death or permanent total disability caused to an accident.
• Flight Delay: Compensation if the aircraft is delayed for more than 12 hours than the original scheduled departure time.
• Loss of Passport: Expenses incurred in obtaining a fresh or new passport
• Loss of Checked Baggage: Compensation for the permanent loss of checked-in baggage
• Delay of Checked Baggage: Compensation for reasonable expenses incurred for the purchase of toiletries, clothing and medication due to delay of checked-in baggage for more than 12 hours.
• Personal Liability: Compensation of damages to be paid to a third party, resulting from death, injury or damage to health or property caused involuntarily by the insured.
• Financial Emergency Assistance: Insurance cover is provided in the event of the Insured Person getting into a financial emergency due to theft, pilferage, robbery or dacoity of his/her travel funds. A fixed sum is paid as emergency assistance up to the limits specified under the Policy.
• Hotel Accomodation: Pays for the cost of Hotel accomodation, if the Insured Person sustains Bodily Injury or Sickness which directly and independently of all other causes results in a Hospital stay as an in-patient and misses his/her flight back to the country of residence.
• Hijack Distress Allowance: Insurance cover is provided in the event of the hijack of the air or sea common carrier in which the Insured Person is traveling whilst on the trip abroad during the Period of Insurance. An allowance will be paid for each day of the hijack up to the limits specified under the Policy.